mortgage 101

It’s likely that your mortgage loan will be the largest loan you have during your lifetime. Mortgages are not a one size fits all approach, there are many different types of options you can choose from – all having their own unique qualities.To make the best decision, you first must understand the different types of...

For many people, owning a home is part of the American dream. To make this dream a reality, most people will take out a mortgage loan to help them finance the cost of purchasing a home. If you are interested in buying a home, but unsure of how a loan or mortgage works, this article is perfect for you.

Whenever you’re looking to buy a house, you’ll quickly realize there are a lot of fees associated with obtaining a mortgage. These fees can quickly add up, so it’s important to know exactly what you’re paying for. Some of the fees are non-negotiable and must be paid.

Other fees are layered into the agreement by the...

A loan estimate is crucial to obtain when looking for a loan. This estimate not only gives you the details of a mortgage but also compares offers from different lenders to determine which loan is best suited for you. Here’s an overview of what you’ll find on your loan estimate and how it can help you choose the best...

If you’re looking to buy a house, and do not have a mountain of cash saved up, you’ll need to consider getting a mortgage to help you finance this large expense.

But what exactly is a mortgage? Simply put, a mortgage is a debt instrument used to purchase real estate. A lender will loan a borrower money, and the...

If you’re an active service member, a veteran, or the surviving spouse of a veteran, and you want to purchase a home or refinance your current home loan you should consider a VA Loan

Read our beginners' guide to buying a home here.

What is a VA loan?

We’re glad you asked. Simply put, a VA loan is a type of...