mortgage 101

Find all blogs on this topic below.


Zero-Down: Is It Bad to Put No Payment Down on a Mortgage?

Whether you’re a first-time buyer or you’ve purchased a home before, you’ve likely heard of a homeowner’s association. In fact, an in-depth study has shown that 58% of all homeowners live in HOA communities.


What Is HOA?: First Time Home Buyers Guide to HOA

People buy their homes for a number of reasons. Affordability, stability, and comfort are some of the most important factors. However, appreciation must also be considered when you’re thinking about buying, selling, or refinancing a home.


Understanding Home Appreciation: Home Appreciation Calculator

Mortgage brokers play an integral and active role in the mortgage market, offering customers a service not made available by large banks, credit unions, or other entities. It means that despite the fluctuation in the real estate market, it’s likely that mortgage brokers will never stop offering their services.


What Is a Mortgage Broker? What to Know Before Using One

There’s a lot of expenses to keep in mind when you’re thinking about buying a home. Between the price of the home, property taxes, your mortgage payments, insurance, and any additional commute expense, your brain may feel like a calculator! One of the largest expenses when purchasing a home is one that isn’t always...

what is a down payment

What Is a Down Payment?

Conventional loans are mortgages offered by private lenders, banks, and institutions that are not backed by the government. Unlike FHA, USDA, or VA loans, which are government programs, conventional loans usually require a larger down payment and better credit scores to qualify.

Take a look at our mortgage guide for...

what is a conventional loan

What Is a Conventional Loan?

Private mortgage insurance is something millions of homeowners pay for each year. However, this type of insurance does not protect the homeowner.

mortgage insurance

Do You Have to Have Mortgage Insurance?

When you first set out to buy a home, it can feel like you’re taking an exam you forgot to study for. You have to make quick decisions that can have ramifications on your finances for years and years to come, and while you'll probably get no shortage of advice from friends and family, it can be a headache to make...

30 year mortgage

30-Year Mortgage: Everything You Need to Know

When looking to refinance or buy a house, the pre-qualified vs pre-approved mortgage debate can be confusing. Pre-qualification is usually performed by an independent mortgage lender, and it allows you to make offers on homes, though it might not guarantee that the lender will accept your offer.

pre-qualified vs pre-approved

Pre-qualified vs. Pre-approved Mortgage: Understanding the Difference

A home doesn’t just fall into foreclosure status. There are stages and processes that take place behind the scenes before a home is sold via foreclosure. One of those steps is known as pre-foreclosure.


Pre-Foreclosure? What Does It Mean & What To Do

It’s likely that your mortgage loan will be the largest loan you have during your lifetime. Mortgages are not a one size fits all approach, there are many different types of options you can choose from – all having their own unique qualities.To make the best decision, you first must understand the different types of...