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recast mortgage

Recast Mortgage: Everything You Need to Know About Mortgage Recasting

It’s likely that your mortgage loan will be the largest loan you have during your lifetime. Mortgages are not a one size fits all approach, there are many different types of options you can choose from – all having their own unique qualities.To make the best decision, you first must understand the different types of...

types of loans

What Are The Different Types Of Mortgage Loans?

Refinancing your home can save you thousands of dollars per year! When you extrapolate that savings over the lifetime of your loan, it’s no secret why refinancing seems like an attractive option for millions of homeowners.

refinance fees

What Are Mortgage Refinance Fees & What Can You Do to Lower Them?

A loan estimate is crucial to obtain when looking for a loan. This estimate not only gives you the details of a mortgage but also compares offers from different lenders to determine which loan is best suited for you. Here’s an overview of what you’ll find on your loan estimate and how it can help you choose the best...

what is a loan estimate

What Is a Loan Estimate?

If you’re looking to buy a house, and do not have a mountain of cash saved up, you’ll need to consider getting a mortgage to help you finance this large expense.

But what exactly is a mortgage? Simply put, a mortgage is a debt instrument used to purchase real estate. A lender will loan a borrower money, and the...

what is a mortgage

What Is a Mortgage?

Whenever you are borrowing money, whether it’s for a new mortgage, a refinance, credit card, or car loan, you’ll hear the terms interest rate and APR discussed quite a bit. Both of these terms are expenses, and it’s important to understand what each expense means and what they are made up of. What is the difference...

what is the difference between interest rate and apr

What Is the Difference Between Interest Rate & APR?

Refinancing can open up opportunities for homeowners to cash out on equity, reduce monthly mortgage payments, or renegotiate the interest rate on their home loan. However, the paperwork and knowledge needed to navigate a refinance can be monumental, and the process can easily become overwhelming.

We wrote a whole blog...

refinance checklist

Mortgage Refinance Checklist

The interest rate on a mortgage is simply the fee a lender charges the borrower for borrowing their money. Over the lifetime of the loan, the interest expense certainly adds up! A move of just a few basis points can add up to tens of thousands of dollars over a standard 30-year fixed rate mortgage. Right now, interest...

what documents do i need to refinance my mortgage

What Documents Do I Need To Refinance My Mortgage?

A cash-out refinance is the process of taking the equity you have built in your home in the form of a cash deposit into a designated account or physical check. Many people choose this type of refinance to remodel their home or pay down debts, but the funds can be used however the homeowner chooses

Begin the refinance...

cash out refinance

What Is a Cash-Out Refinance?

Consider this scenario. You bought a house several years ago, and at the time, you thought you got a pretty great deal. However, since you closed on your new residence, interest rates have plummeted, and you’re wondering how you can benefit from them. Does this sound accurate? If so, you may be in the right position...

refinance process

How to Refinance a Mortgage: Refinancing Process Guide