Rates

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what-is-the-difference-between-interest-rate-and-apr

What Is The Difference Between Interest Rate And APR?

One of the biggest factors your lender takes into consideration is the fund rate set by the Federal Reserve System. Although this rate isn’t applied directly to mortgages, it does have an impact on your mortgage rate.

federal-reserve-mortgage-rates

How the Federal Reserve System Impacts Mortgage Rates