Buying a House
There’s no place like home.
Fees, points, and commissions make buying a home the traditional way too complicated. We got rid of the confusion to give our customers the peace of mind of a smoother online experience.

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Tell us how we can help you buy your dream home
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Complete our online application in less than 15 minutes
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Pick the loan that best fits your personal needs
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Rely on our online resources and experienced loan officers every step of the way





Now this is where we should tell you we’re different.
ZERO Lender Fees†
ZERO Commissions
ZERO Points
We make it
Better.
We’re all about None-sense. We really do have a It Make it Better Policy. While that doesn’t sound very official we mean it: We try to make the process more transparent, less confusing, less stressful, and dare we say...maybe a little amusing?
We Take Care
of Our Customers.
Officially, it’s called our Take Care Of Our Customers Policy. Absolutely zero lender fees†, zero commission-hungry staff who promise the Earth, and zero fancy add-ons. They are all transparent.
These are real people, we swear.
I only have amazing information to share - our refi went through so smoothly with Bori’s expertise! Best rates too.
J Broydekjh
Refinance in Bremerton, WA
I only have amazing information to share - our refi went through so smoothly with Bori’s expertise! Best rates too.
J Broydekjh
Refinance in Bremerton, WA
I only have amazing information to share - our refi went through so smoothly with Bori’s expertise! Best rates too.
J Broydekjh
Refinance in Bremerton, WA
I only have amazing information to share - our refi went through so smoothly with Bori’s expertise! Best rates too.
J Broydekjh
Refinance in Bremerton, WA
I only have amazing information to share - our refi went through so smoothly with Bori’s expertise! Best rates too.
J Broydekjh
Refinance in Bremerton, WA
I only have amazing information to share - our refi went through so smoothly with Bori’s expertise! Best rates too.
J Broydekjh
Refinance in Bremerton, WA
I only have amazing information to share - our refi went through so smoothly with Bori’s expertise! Best rates too.
J Broydekjh
Refinance in Bremerton, WA
I only have amazing information to share - our refi went through so smoothly with Bori’s expertise! Best rates too.
J Broydekjh
Refinance in Bremerton, WA
I only have amazing information to share - our refi went through so smoothly with Bori’s expertise! Best rates too.
J Broydekjh
Refinance in Bremerton, WA
Testimonials reflect the individual’s opinion and may not be illustrative of all individual experiences with ZeroMortgage.
get started!Helpful Resources.
Mortgage Terms Glossary For Beginners
Whether you’re on the lookout for your first home or have already purchased one or more properties, it’s important to have a handle on basic terms used in real estate. There are a lot of important concepts that can be hard to keep straight, so we’ve created this list of essential terms to make the real estate process clearer and easier for you to navigate.
What Are The Essential Mortgage Terms I Should Know?
These are some of the most common mortgage terms to be aware of, whether you’re buying a property, thinking of selling, or considering a refinance or second mortgage.
Mortgage Terms Glossary For Beginners
Whether you’re on the lookout for your first home or have already purchased one or more properties, it’s important to have a handle on basic terms used in real estate. There are a lot of important concepts that can be hard to keep straight, so we’ve created this list of essential terms to make the real estate process clearer and easier for you to navigate.
What Are The Essential Mortgage Terms I Should Know?
These are some of the most common mortgage terms to be aware of, whether you’re buying a property, thinking of selling, or considering a refinance or second mortgage.
Mortgage Terms Glossary For Beginners
Whether you’re on the lookout for your first home or have already purchased one or more properties, it’s important to have a handle on basic terms used in real estate. There are a lot of important concepts that can be hard to keep straight, so we’ve created this list of essential terms to make the real estate process clearer and easier for you to navigate.
What Are The Essential Mortgage Terms I Should Know?
These are some of the most common mortgage terms to be aware of, whether you’re buying a property, thinking of selling, or considering a refinance or second mortgage.