And, With a Free 90-Day Rate Lock From ZeroMortgage,
You can forget about fluctuating rates and focus on finding your dream home. Your rate will never go up and locking won't cost you a cent. Unlike with other lenders, who charge a pretty penny for the privilege!
Find & Sign
Next, comes the fun part - you've got 45 days to find your new home and keep your 90 day lock in tact! With your eyes on the prize and a pre-approval in hand, you'll be in a great position to sign a purchase agreement before your lock expires. You're halfway home!
Your "to do" list is halfway "to done"
At this point, all that’s left is an appraisal, inspection and submitting the supporting documents required for closing. But, thanks to your 90-day rate lock, you now have plenty of time to get your ducks (and your docs) in a row.
We've done the legwork and compiled a list of what you'll need to provide to get your loan closed quickly. Don't delay and start uploading today to keep the momentum alive.
Feel free to skip this step. Unlike other lenders, ZeroMortgage doesn't charge any!
We know most home buyers would prefer to have zero surprises at closing. That’s why ZeroMortgage provides you, in advance, with a loan estimate of all third-party fees. But we’re happy to tell you now the exact amount of closing and lender fees* you'll be charged by ZeroMortgage. Zero. (How do you think we came up with our name?😁)
The Lock&Shop Program is not a mortgage loan approval nor a commitment to lend and is subject to customer completing an application, satisfying all underwriting guidelines, and loan approval conditions, including identifying a property that is acceptable collateral to Zero Mortgage. An executed purchase Contract, signed application and initial disclosures, must be received no later than end of day on the expiration date to receive an extension.
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